Is Free Money Ever Really Free?

Free money sounds like it is the equivalent of winning the lottery and having your financial circumstances suddenly uplifted.


But when it comes to more practical ways of getting free money that doesn’t have the incredibly low odds of getting actual cash as the lottery has, there is something similar at play; you have to make an initial effort of some sort because the free money is not just going to show up in your bank account.


Just like you have to pay for a lottery ticket, pick numbers, and have the winning numbers that are chosen, you have to also get involved in activities in order to get your free money in most cases, especially with digital apps.

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Find out how you can get a hold of some free money with apps that are both available on Android and iOS in ways that don’t require you to start a part-time job or build out a business.

Use Yotta

If you are unaware of what in the world Cash App is, this is a mobile peer-to-peer payment app that lets people transfer money to one another digitally. Cash App can also let you cash out payments into a bank account or have them transferred to a credit card for a minimal fee if you so choose.


You can get free money on Cash App by using the Yotta debit card as the source of your funds whenever you make a payment on Cash App.

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When using the Yotta debit card, each purchase has a chance to be reimbursed at any retailer when you:


1) Open up a Yotta account that is insured by an FDIC and then go on to apply to receive a Yotta debit card.


2) Open Cash App and go to the “My Cash” tab by tapping the building icon that is located in the lower-left corner.


3) Under the options for the “Cash and Bitcoin” section, tap “+ Add Bank.”


4) Then Tap “Add Card” and put in your Yotta card information to connect the card to your account.

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Each time you make a payment, select your Yotta card as the source of funds to become eligible to have your payments reimbursed.


There is no fee to use this debit card as a payment method, and Yotta debit cards have other benefits such as:


  • 1 in 250 odds that your purchase will be immediately reimbursed by Yotta
  • 1 in 100 odds for in-person purchases at restaurants to be reimbursed
  • 10% of tickets go back into cash prize drawings for up to $10 million that take place weekly
  • 1,000 bonus tickets after you have spent your initial $2,000
  • 55,000+ fee-free ATMs available to you in the United States
  • The ability to make cash deposits at over 90,000 locations
  • No foreign transaction fees to worry about
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Earn Swagbucks

Swagbucks is known as a cash-back and rewards app that was founded in 2008 that allows users to earn points, called “SB,” whenever they shop in certain online stores, take various polls, watch particular videos, play certain games, or fulfill other tasks designated by Swagbucks that are redeemable for gift cards or cash to be placed in your PayPal account.


You will find that Swagbucks offers easy ways to earn payments and rewards that generally arrive within ten business days after redemption, with a $10 bonus that requires a qualifying $25 purchase upon joining Swagbucks.


Yes, this may be free money, but the truth is that it isn’t instantly sitting in your bank account because it can take a long period of time to make substantial money. Also, everyone won’t be automatically accepted into every task or survey either.

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Reap Benefits from Rakuten

Previously, Rakuten was known as Ebates, and it is a digital app that pays shoppers that use it 40% cash back on the purchases that they make in the area of travel, gift cards, retailers, restaurants, and food delivery services.


Your first step is to create a Rakuten account, click on whatever store you want to shop at that is available to you in the app, and then make your purchases directly through the Rakuten portal. You can link credit cards or debit cards to your Rakuten account in order to earn cash back in-store by activating that specific deal through the Rakuten app prior to the purchase.

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You will be credited cash back by Rakuten to your account after the confirmation of the purchase with the retailer, which can take a matter of hours or several days, at which point the payment comes your way by check or digitally through PayPal.


Users can typically earn a $10 welcome bonus payment after their first qualified purchase and extra bonuses for other sign-ups and referrals.


Just keep in mind that Rakuten sends out payments every three months if you have at least a $5 cash-back balance.

In Summary

As the old saying goes, “it takes money to make money,” even when it is free money. When it comes to getting some free money circulating in your life, that doesn’t mean that it will be free from having to put in any effort on your end.

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Unfortunately, money doesn’t just grow on trees. But you can at least look at using Yotta, Swagbucks, and Rakuten as ways to plant some economic seeds that can grow into extra cash later.